My credit is here

Understanding credit health is an important part of planning financially for life’s biggest moments. We’ve introduced My Credit — a new feature designed to help more clients stay informed and engaged with their credit profile. Previously, credit score monitoring was available only to consumer credit card clients. With this launch, My Credit will be available to all Bank of America clients — including those with a single checking account or loan — making credit insights more widely available than ever before.

Check your FICO^® Score, monitor your credit profile, get alerts and more — free with My Credit

My Credit is available in the Mobile Banking app and Online Banking and offers clients a convenient way to view their FICO^® Score, access their credit report and see personalized insights — all without impacting their score. This free feature also includes alerts about changes to a client’s FICO Score and notifications of suspicious activity on their credit profile, helping them stay informed. My Credit is also integrated with Erica^®, so clients can simply ask our virtual financial assistant to pull it up whenever they need it.

“My Credit is about empowering clients with convenience and insight,” said Head of Consumer & Small Business Products and Analytics Mary Hines Droesch. “We’re excited to offer a feature that helps clients stay informed about their credit and take an active role in their financial journey. I’m incredibly proud of how our product, digital and technology teams came together. This collaboration was essential to transforming an idea into an experience that delivers real value for our clients.”

This launch reflects our commitment to helping make financial lives better by providing tools that empower clients to make informed decisions. Whether clients are preparing for a major purchase, such as a car or home, or simply want to monitor their credit, My Credit puts valuable information at their fingertips.

Here’s how to get started

Clients will need to enroll in the new program, as the existing FICO Score program is being retired. Enrollment is simple: Clients can log in to the Mobile Banking app or Online Banking, select Get/View your FICO Score and follow the prompts.

More ways we help clients stay credit-savvy

My Credit is just one way we’re helping clients stay informed about their financial health. For additional resources, clients can explore Better Money Habits^®, which offers practical information on topics like building credit and keeping it healthy. These resources underscore our commitment to offering education and guidance that supports clients in managing their finances